Index: fios.cpp
===================================================================
--- fios.cpp	(revision 8904)
+++ fios.cpp	(working copy)
@@ -33,6 +33,7 @@
 /* OS-specific functions are taken from their respective files (win32/unix/os2 .c) */
 extern bool FiosIsRoot(const char *path);
 extern bool FiosIsValidFile(const char *path, const struct dirent *ent, struct stat *sb);
+extern bool FiosIsHiddenFile(const char *path, const struct dirent *ent);
 extern void FiosGetDrives(void);
 extern bool FiosGetDiskFreeSpace(const char *path, uint32 *tot);
 
@@ -226,7 +227,10 @@
 			ttd_strlcpy(d_name, FS2OTTD(dirent->d_name), sizeof(d_name));
 
 			/* found file must be directory, but not '.' or '..' */
-			if (FiosIsValidFile(_fios_path, dirent, &sb) && (sb.st_mode & S_IFDIR) &&
+			if (FiosIsValidFile(_fios_path, dirent, &sb) &&
+				(!FiosIsHiddenFile(_fios_path, dirent)
+						|| strncasecmp(d_name, PERSONAL_DIR, strlen(d_name)) == 0) &&
+				(sb.st_mode & S_IFDIR) &&
 				strcmp(d_name, ".") != 0 && strcmp(d_name, "..") != 0) {
 				fios = FiosAlloc();
 				fios->type = FIOS_TYPE_DIR;
@@ -259,6 +263,7 @@
 			ttd_strlcpy(d_name, FS2OTTD(dirent->d_name), sizeof(d_name));
 
 			if (!FiosIsValidFile(_fios_path, dirent, &sb) || !(sb.st_mode & S_IFREG)) continue;
+			if (FiosIsHiddenFile(_fios_path, dirent)) continue;
 
 			/* File has no extension, skip it */
 			if ((t = strrchr(d_name, '.')) == NULL) continue;
Index: win32.cpp
===================================================================
--- win32.cpp	(revision 8904)
+++ win32.cpp	(working copy)
@@ -743,7 +743,6 @@
 	// hectonanoseconds between Windows and POSIX epoch
 	static const int64 posix_epoch_hns = 0x019DB1DED53E8000LL;
 	const WIN32_FIND_DATAW *fd = &ent->dir->fd;
-	if (fd->dwFileAttributes & (FILE_ATTRIBUTE_HIDDEN | FILE_ATTRIBUTE_SYSTEM)) return false;
 
 	sb->st_size  = ((uint64) fd->nFileSizeHigh << 32) + fd->nFileSizeLow;
 	/* UTC FILETIME to seconds-since-1970 UTC
@@ -757,6 +756,12 @@
 	return true;
 }
 
+bool FiosIsHiddenFile(const char *path, const struct dirent *ent)
+{
+	const WIN32_FIND_DATAW *fd = &ent->dir->fd;
+	return (fd->dwFileAttributes & (FILE_ATTRIBUTE_HIDDEN | FILE_ATTRIBUTE_SYSTEM));
+}
+    
 bool FiosGetDiskFreeSpace(const char *path, uint32 *tot)
 {
 	UINT sem = SetErrorMode(SEM_FAILCRITICALERRORS);  // disable 'no-disk' message box
Index: os2.cpp
===================================================================
--- os2.cpp	(revision 8904)
+++ os2.cpp	(working copy)
@@ -116,9 +116,15 @@
 	snprintf(filename, lengthof(filename), "%s" PATHSEP "%s", path, ent->d_name);
 	if (stat(filename, sb) != 0) return false;
 
-	return (ent->d_name[0] != '.'); // hidden file
+	return true;
 }
 
+bool FiosIsHiddenFile(const char *path, const struct dirent *ent)
+{
+	return (ent->d_name[0] == '.');
+}
+    
+
 static void ChangeWorkingDirectory(char *exe)
 {
 	char *s = strrchr(exe, PATHSEPCHAR);
Index: unix.cpp
===================================================================
--- unix.cpp	(revision 8904)
+++ unix.cpp	(working copy)
@@ -94,9 +94,14 @@
 
 	if (stat(filename, sb) != 0) return false;
 
-	return (ent->d_name[0] != '.'); // hidden file
+	return true;
 }
 
+bool FiosIsHiddenFile(const char *path, const struct dirent *ent)
+{
+	return (ent->d_name[0] == '.');
+}
+
 #if defined(__BEOS__) || defined(__linux__)
 static void ChangeWorkingDirectory(char *exe)
 {